Financing
We Accept Cash, Check or Credit Cards
At Bear’s Furniture, we want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. Apply in store at any of our 5 convenient locations

Home Inspirations Credit Card
- Affordable financing options
- Reusable line of credit
- Buy now, pay over time
- 24/7 online account management

American First Financing
- Credit Not Required* – *Approvals are subject to verification and are possible without a FICO® Score, but your credit history may be checked.
- Pay As You Go – Get approved for up to $5,000 with affordable and flexible payment options.
- Total Transparency – Whichever payment solution you choose, you will see your contract rates, terms and conditions before signing.

Great American Financing
Since 1932, Great American has provided flexible financing solutions to retailers and helped them grow. Primary and Secondary finance solutions available.
Flexible Finance Plans to fit your lifestyle
The Benefits Of Home Inspirations Credit Card Program*
For account inquiries or to report cards lost or stolen,
please contact our Customer Service department at 1-800-252-2551.
Credit Bureau Disputes mailed to TD Retail Card Services, Attn: Credit Dispute, PO Box 731, Mahwah, NJ 07430 will be responded to within 30 days. A delay may be experienced if the dispute is not mailed to the specified address.
For your convenience, we’ve created an optional RCS Consumer Report Dispute Form that you may use as your written statement.
Please direct all other inquiries to:
P.O. Box 731
Mahwah, NJ 07430
Attention: Customer Service Department
*Offer subject to credit approval. Some restrictions apply. Ask for details.