We Accept Cash, Check or Credit Cards

At Bear’s  Furniture, we want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. Apply in store at any of our 5 convenient locations 

home inspiration credit card

Home Inspirations Credit Card

  • Affordable financing options
  • Reusable line of credit
  • Buy now, pay over time
  • 24/7 online account management

Get it now. Pay over time. All Credit Welcome!

  • Approvals from $300 – $5,000
  • Fast & Easy Application
  • Early Savings Options

Applications may be for payment solutions through American First Finance or loans originated by FinWise Bank, a Utah-chartered bank, Member FDIC. Products may vary by location. Terms and conditions subject to change at any time without prior disclosure or notice. Minimum Requirements: Photo ID SSN or ITIN Active Bank Account and Debit Card. All Credit Welcome. You can save with early payment options. Approvals from $300 – $5,000 Fast Response See agreement for details.

Fortiva Retail Credit

  • No Annual Fee – Keep costs low with no yearly fee.

  • Flexible Credit Approval – Designed for all credit types, including less-than-perfect credit.

  • Cash-Back Rewards – Earn up to 3% back on gas, groceries, and utilities.

The Benefits Of Home Inspirations Credit Card Program*

Exclusive Cardholder Offers

Buy Now, Pay Over Time

Reusable Line of Credit

Easy Online Management

For account inquiries or to report cards lost or stolen,
please contact our Customer Service department at 1-800-301-4574.

Credit Bureau Disputes mailed to TD Retail Card Services, Credit Department, P.O. Box 100114, Columbia, SC 29202-3114 will be responded to within 30 days. A delay may be experienced if the dispute is not mailed to the specified address.

For your convenience, we’ve created an optional RCS Consumer Report Dispute Form that you may use as your written statement.

Please direct all other inquiries to:

P.O. Box 100114
Columbia, SC 29202-3114

Attention: Credit Department

*Subject to credit approval.  Restrictions apply. Ask for details.